Last updated July 26, 2026
Terms of Use
These terms apply to this informational website and request-for-contact service for Christopher Buttacavoli, NPN 17862166.
Educational information only
The website provides general information about life insurance. It does not provide insurance, legal, tax, investment, or financial advice, and it does not recommend a particular insurer or policy.
No application or guarantee
Any displayed price or premium is a non-binding estimate based on the information provided and an assumed underwriting class. It is not an offer, approval, recommendation, application, final premium, or guarantee of coverage. Submitting the contact form asks for contact and does not guarantee eligibility, price, coverage, or issuance. Any later application may be completed and submitted with Chris's help if he is authorized and available, or with another appropriately authorized producer after any required notice and consent. It remains governed by the issuing insurer's forms, underwriting, approval, payment, and policy terms.
State and product availability
The estimate experience accepts every U.S. state and the District of Columbia so a visitor can provide or correct the actual location used for an estimate. A state selector, product choice, or estimate does not establish that Chris or another agent is available, or that every carrier, product, term, rate class, or policy is available to a particular person. Agent follow-up is reviewed separately. Applicable producer authority, carrier appointments, product availability, and insurer requirements must be confirmed before an application.
Estimate access and contact choices
The Help Me Choose flow does not display individual estimates until contact information is provided. Some product paths first show a rounded price range and option count, then require first name and a mobile number confirmed by a one-time text code to unlock carrier-neutral details. The confirmation screen states the call and text permission that applies to that request. Email is optional and requires separate permission when provided for an estimate copy. Other product paths use Ninja Quoter's native form, which requires name, email, and phone before displaying results. Providing a phone number in that separate form does not authorize automated calls or text messages.
Credential and appointment verification
Consumers can check a producer record through their state insurance department or, where available, by searching for Christopher Buttacavoli or NPN 17862166 in the NAIC State Based Systems public lookup. A license record does not establish current carrier appointments, writing access, or product availability. Those must be confirmed for the visitor's state before insurance advice or application activity.
Accurate information and appropriate use
You agree to provide contact information that belongs to you and not to misuse the website, interfere with its operation, submit unlawful content, or attempt to access other people’s information.
Referral rewards
An approved Protects Life partner may receive $25 when a consumer submits and confirms a legitimate, unique request through that partner's link. The reward is based only on the accepted request. It does not depend on contact, qualification, an application, purchase, policy, premium, or commission. A referral partner may see only the consumer's first name, last initial, submission date, confirmation state, reward status, and reward amount.
Third-party services
The website may rely on hosting, storage, analytics, communications, Ninja Quoter, Compulife quote data, or insurer services provided by third parties. Embedded or linked quote services may collect estimate inputs and contact information directly and are governed by their separate terms and privacy policies. The page identifies when the selected product uses a provider's contact-first form.
Contact
Questions about these terms can be emailed to hello@protects.life or submitted through the website contact form.
Related information
Read the Privacy Policy and review agent identity information.